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Which of the following are the forms of e-banking ? Select the correct code.
Which of the following are the forms of e-banking ? Select the correct code. (a) Internet Banking (b) Telephone Banking (c) Electronic Cheque Conversion (d) Electronic Bill Payment (e) Direct Fund Transfer Through RTGS
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Eduncle Best Answer
Electronic banking (E-banking) is a generic term encompassing internet banking, telephone banking, mobile banking etc. In other words, it is a process of delivery of banking services and products through electronic channels such as telephone, internet, cell phone etc. The concept and scope of E-banking is still evolving. Another mode for internet payments is the electronic cheques. In general Internet Banking refers to the use if internet as a delivery channel for the banking services, including traditional services, such as opening an account or transferring funds among different accounts, as well as new banking services such as electronic bill presentation and payment which allows the customers to pay and receive the bills on a bank’s website. Various Modes of Electronic Funds Transfers in India – NEFT, RTGS and IMPS. Real Time Gross Settlement as the name suggests is a real time funds transfer system which facilitates you to transfer funds from one bank to another in real time or on a gross basis.