Eduncle posted an Article
November 21, 2020 • 5:00 pm

Crack IBPS Agriculture Field Officer 2020 Exam - Salary & Job Profile

IBPS Agriculture Field Officer Job Profile



IBPS provides a golden career opportunity to Agriculture graduates to work in PSB Banks on Agriculture Field Officer post.


If you are looking for a job that does not come wrapped with expensive professional degrees, then Agricultural Field Officer is the best vacancy for you. It also helps you to stay grounded by working for Rural Development.


IBPS Agriculture Officer is a Scale 1 Specialist Officer, who lend & disburse the agriculture loan. In this blog, we are going to give you every single detail you need to crack IBPS AFO 2020 Exam.

The benefit of preparing for IBPS AFO is that the competition is narrowed down to thousands. Whereas those who are appearing in IBPS Bank PO Exam have to compete with millions for the Scale 1 Officer post.

Owing to the low competition, the cut off marks for IBPS Agriculture Officers are also low.


These two benefits make IBPS AFO the most sought career choice among Agriculture Graduates. Let’s dive in to understand what is IBPS Agriculture Officer Exam.


Name of Exam: IBPS Specialist Officer Exam

Post Name: Agriculture Field Officer

Post Type: Scale 1 Specialist Officer

Salary: 33000-35000 Rs. Per Month.



Role & Job Profile of IBPS Agriculture Field Officer:


As a Specialist Officer, job responsibilities of Agriculture Field Officer in bank are following:


Expand, distribute & promote loan products in rural area.

Generate leads by networking with farmers & potential customers in related fields.

Pre-loan inspection & follow-up in case of recovery of Loan.

Coordination with Panchayats.



Why Agriculture Field Officers are Appointed in Banks?


As per the RBI’s Guidelines to commercial banks, banks need to open at least 25% of the branches in a year in the unbanked rural area.


Public Sector Banks lend to priority sectors about 40% of their lending, and out of which 18% is reserved for Agriculture. So, services of agriculture officers are necessary for rural and semi-urban outlets of banks for extending agriculture loans.


Major loans are sanctioned for agriculture and allied fields like dairy, horticulture, pisciculture, poultry etc. An Agriculture Field Officer directly works with farmers & companies related to agriculture, rural development & its allied fields.


Who else can tell you about the working culture of Banks than an Agriculture Field Officer himself? Read the Success Story of Bank Of Baroda Agriculture Officer, Mr. Lokesh Kumar Ojha.



Agriculture Field Officer Job Description:


IBPS AFO is responsible to provide consultation regarding agriculture loans, banking products & latest technologies.


He is also responsible for verification of revenue reports, loan sanctions, promotion of various government schemes in rural & agriculture lending.


As agriculture is a priority sector, an Agriculture officer needs to stay in touch with senior authorities like NABARD, RRBs & RBI through regular review meetings to share progress.



IBPS SO Agriculture Field Officer Eligibility


The educational requirements for the Agricultural Field Officer is to have a 4-years bachelor’s degree in agriculture with 50% aggregate marks. Here is a list of 4-years degree courses for IBPS AFO:




Animal Husbandry

Fishery Science


Veterinary Science

Dairy Science

Agriculture Engineering

Agriculture Marketing and Co-operation



Agricultural Biotechnology.

Food Science.

Agriculture Business Management

Co-operation & Banking

Dairy Technology

Food Technology


Earlier, candidates who were interested to apply for Agricultural Field Officer (scale I) post had to possess a 4-year degree in only 10 courses, but later IBPS added four more courses namely Forestry, Agriculture Biotechnology, Food Science & Agriculture Business Management.


Candidates can check the detailed IBPS SO Agriculture Officer Eligibility Criteria here.



IBPS Agriculture Field Officer Salary and Career Progression:


The salary of IBPS Agriculture Field Officer is equivalent to Scale 1 officer. It can range from INR 33000-35000.


The allowances like DA, CCA, HRA, Medical, Petrol & Telephone bill reimbursement are included in IBPS Agriculture Field Officer Salary.


The posting of IBPS Agriculture Field Officer is generally in Rural & Semi-Urban areas. Sometimes the posting might be at remote villages & therefore promotion opportunities might not be favorable for some candidates.



Career Progression:


Promotions & Career Progression in Government or Central Jobs is dependent on a variety of factors. Unlike the private sector, your work performance does not hold a great stake in your promotion. There are certain time intervals at which an employee can expect promotion.



Career Progression of IBPS SO Agriculture Officer infographics


The Career Progression hierarchy is as follows:


Junior Management Grade Scale 1 –  Entry level Management Trainee.

Middle Management Grade Scale 2 -  This post is equivalent to Branch Manager.

Middle Management Grade Scale 3 -  After getting a promotion, Agriculture Field Officer Scale-II can be promoted to Scale III.

Senior Management Grade Scale 4 – Chief Manager is a Scale 4 Officer.

Senior Management Grade Scale 5 – Assistant General Manager is responsible for Agri- extension, farmer meeting, R&D, training and appointment of employees.

Regional or Zonal Manager -  This is one of the farthest job profiles an Agriculture Field Officer Scale I can take. Promotion to this post depends on the merit, Professional qualification & performance of AFO during his/her tenure in Bank.

General Manager – In few cases, an Agriculture Field Officer Scale I can be promoted to the General Manager too.

Every bank follows different promotion policies depending upon the number of vacancies in higher positions and business needs of the bank.



IBPS Agriculture Field Officer Syllabus PDF & Exam Pattern:


IBPS Agriculture Field Officer 2020 is a Specialist Officer post & hence its Syllabus includes professional knowledge test. Click on the following links to know more about the IBPS AFO Exam:


IBPS Agriculture Officer Syllabus PDF

IBPS AFO Exam Pattern 2020


There will be two phases of IBPS SO Exam for IBPS Agriculture Field Officer 2020 - Prelims & Mains. Marks scored in IBPS SO Exam will be considered for the final evaluation.


The three sections namely Reasoning, English, Quantitative Aptitude are qualifying in nature. The marks obtained in these sections will not be added for merit listing for interview.


The Exam Pattern for Agriculture Field Officer Prelims & Mains Exam 2020 are as follows:


Prelims Exam:


No. Paper name No. of Questions Maximum Marks Time Duration
1 Reasoning 50 50 40 Minutes
2 English Language 50 25 40 Minutes
3 Quantitative Aptitude 50 50 40 Minutes



Mains Exam:


No. Paper name No. of Questions Maximum Marks Total Time
1 Professional Knowledge (Agriculture) 60 60 45 Minute


Type of questions: Objective

Time Duration: 2 hours for Prelims & 45 minutes for Mains Exam.

Negative Marking: Penalty of - 0.25 marks for each wrong answer.

Expected Changes in IBPS SO 2020 Exam Pattern: IBPS reserves the right to modify the structure of the examination. Other detailed information regarding the examination will be given in an Information Handout, which will be made available for the candidates on official website.



How to Prepare for IBPS SO Agriculture Officer?


To prepare for IBPS AFO 2020, you need to keep these handy tips in mind:


It doesn’t matter whether this is your first attempt or one of the many attempts for IBPS SO Exam, you need to put in hard work & effort to crack the exam. An overall good approach to crack the examination is as important as your preparation for sections. Do not miss out any of these sections to prepare for another one.

Avoid studying too hard. Don’t dive deep into the conceptual & theoretical knowledge. Know the important aspects of each topic asked from IBPS Specialist Officer Syllabus for Agriculture Field Officer.

Be sure that you’re following right Agriculture Field Officer books for preparation. If you choose misinforming books at first, your foundation will be flawed. So, choose books wisely. Your lecturers & Professors can help you in finding the best books for IBPS AFO Exam. A candidate can consider a book appropriate for many reasons, but a teacher always knows the books that they can read easily & effectively.

Competition in IBPS Agricultural Field Officer Exam is low compared to IBPS PO Exam. But, you must study dedicatedly. This is a golden opportunity not to be missed.

Keep a tab on IBPS SO Notification. The official notification is not released yet. To keep yourself well-informed with the latest news & changes in IBPS SO AFO Exam, you must read a newspaper or visit banking & finance related websites.

Aim for Mains & Interview. Once you start preparing for IBPS Agriculture Field Officer 2020, you must intensify your preparation for the Interview & Mains. Do not limit your preparation to the Prelims Exam only.

To ease your Agriculture Field Officer Interview Preparation, Eduncle has come up with a list of Most Asked Questions in IBPS SO Agriculture Officer Interview. You can go through these tips to create a great impression on the Interviewer’s panel as you enter the interview room.


Agriculture Field Officer Vacancy 2020 is a great opportunity for the Agriculture & Allied field graduates to showcase their professional knowledge.


Agriculture has got a prime role in Indian economy. Although Agriculture sector is not among the largest employment sectors in India, a degree in agriculture gives you the knowledge and skills to manage agricultural businesses, which is an undeniably smart career path.

Try to gain hands-on knowledge, understanding & technical skills that underpin the agricultural industry. Apart from Bank AFO, other opportunities exist with NABARD, ICAR, CSIR, Agriculture Universities, Ministry of Agriculture & Farmer's Welfare, IARI.


Apart from Government Jobs in Agriculture sector, Private Sector Jobs are also on the rise with few leading names like Advanta Limited, National Agro Industry & DuPont India. Agricultural Officer aspirants can work in these organization as:


Agriculture Extension Officer

Agriculture Development Officer

Agriculture Engineer


What do you think about the future and job prospects for IBPS Agriculture Officer? Share your thoughts in comment section right below.




Showing 16 comments out of 39
  • Umbare gopika
    Best option
  • Mogili laxman
    Msc botany completed so what I'm asking is I'm eligible for this job or not Please replay
  • Salapu hema
    Sir.. Is computer literacy certificate compulsory for ibps so afo ? Pls reply
  • Shwetarani
    Sir am persuing degree in home science (branch of Agriculture) Can I eligible for IBPS exam?
    Hello Swetarani,
    Greetings from Eduncle!
    You will be eligible to apply for IBPS AFO exam after completing the graduation degree.
    Thanks for asking your query with us!
  • Shaik ibrahim
    Sir did my bsc agriculture graduate from hnb garhwal central university recognized by (UGC) 4 yrs with 8semesters mY question is can I eligible for agriculture field officer job(A...
    Show more
    Hello Shaik Ibrahim,
    Greetings from Eduncle!
    Yes, after completing the graduation degree, you are eligible to apply for IBPS SO exam.
    Thanks for asking your query with...
    Show more
  • Kunal
    Sir i am in first year dairy technology Can i give this exam after completing my degree? And After 4 years this exam will stay or stop plss tell this
    Hello Kunal,
    Greetings from Eduncle!
    Yes, you will be eligible to apply for IBPS SO Exam after completing graduation degree.
    Thanks for asking your query with us!
  • Nikhil
    is there any diffent cut off for different specialist officer like it and afo
    Hello Nikhil,
    Greeting FromEduncle!
    Yes, IBPS release the different cut off for all the posts. You can check
    Show more
  • Anas alam
    Hello.....i'm in bsc biotechnology final year and i made my mind to do msc please tell me if i am eligible for IBPS AFO after msc or not?
    Hello Anas,
    Greetings from Eduncle!
    You are eligible to apply for IBPS SO. The minimum eligibility to apply for the SO exam is graduation degree in relevant field.
    Show more
  • Rama
    Sir. Ibps so exam is conducted every year?????
    Hello Rama,
    Greeting From Eduncle!
    Yes, IBPS will conduct IBPS SO Exam every year.
    Thank You!!
  • Rama
    Sir, now I'm in final year of agricultural graduation Is there any chances for this job in next year
  •  View More Comments (23)
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