Saloni Jain @Eduncle posted an Article
February 21, 2019 • 4:07 pm

Railways vs Bank Jobs: Which is better? Salary & Detailed Comparison!


Railways vs Bank Jobs



With the increased popularity of Government Jobs in recent years, every graduate aims to get recruited on higher positions in Govt Sectors. But looking at the various job options, it becomes very difficult for them to choose one direction and move towards that.


Railway Jobs and Banking Jobs are the most sought after career destination these days. Students often face the dilemma of what to choose and what not between these two most ambitious recruitment sectors – RRB Exams and IBPS Recruitment Exams.


Well, both the sectors have their own added advantages and jobs benefits. To help students overcome this dilemma, we have come up with a list of parameters through which you can make a wise choice between the two.



Step up your preparation for RRB & IBPS Exams with the help of sample study material and practice papers. Download for Free!



To make it more clear for you to understand the key differences between both the exams, we have come up with the important factors based on which you can decide which exam will be the perfect job destination for you!




Railways Jobs and its Benefits – Take the Information Ride here!



Indian Railways is the biggest job hub in India. Every year Railways release lakhs of job opportunities for the young graduates to fill up the vacant seats.


Any candidate who is having 10th, 12th, Graduation or Engineering Degree has a wide range of job options available in Indian Railways.


Below we have listed all the benefits and perks that you can have while working as an Indian Railway Employee.



Job Profiles:



Group A Posts Group D Posts
Traffic/Accounts Service Personnel Service Railway Protection Force Trackman Helper Gunmen
Group B & C Posts (Technical & Non-Technical) Job Posts based on Educational Qualifications (Engg. or M.Sc.)
Clerk Ticket Collector Station Masters Traffic Apprentice Assistant Station Masters Trains Clerks Commercial Apprentice Senior Section Engineer Chief Depot Material Superintend Junior Engineer Depot Material Superintend Chemical Metallurgical Assistant

Other Posts

Lower Division Clerk Railway Ticket Collector Railway Constable Railway Clerk Engine Driver Assistant Loco Pilot Track Man Helpers Store Keeper Goods Guards Signal Maintenance Typist Chief Publicity Inspector Transit Clerk Wagon Movement Inspector Data Processing Staff Scientific Supervisor Sr. Clerk cum Typist Accounts Assistant cum typist ECRC Yardmaster Motormen Guards Signal & Mechanical Inspectors Stenographers Technicians Health Inspector Enquiry cum Reservation Clerk Staff & Welfare Inspector Law Assistant Chief Catering Inspector Loco Inspector Shipping Inspector Statistical Inspectors




Salary Structures:



Group Scale Pay Band Grade Pay Entry Level Grade Pay
D PB-1 15600-60600 5400 21000
      5700 23190
      6000 25380
      7200 29730
      8400 34080
C PB-2 29900-104400 12600 40500
      13800 51420
      14400 54450
      16200 63000
B PB-3 46800-117300 19800 76590
      22800 88500
A PB-4 112200-20100 26100 138300
      26700 147300
      30000 159000





Job Benefits & Perks:



Indian Railways offers numerous job advantages to its employees. Below we have provided the complete list of job benefits. Please check them out!




Railways Jobs Benefits

  Medical Care Facilities from Railway & Non-Railway Hospitals  Various Welfare Funds  Children Educational Assistance (Schools & Educational Institutes along with their Uniforms)  Productivity Linked Bonus  Holiday Homes  Convalescent Homes  Railway Subsidized Hostels & Subsidy  Hostels for Women Employees/Trainees  Provident Fund  Insurances - Deposit Linked Insurance, Railway Employees Insurance scheme, Group Insurance Scheme  Canteens  Consumer Co-operative Societies  Co-operative Societies [Housing, Labor Contract]  Co-operative Canteens  Staff Benefit Fund  National Adult Education Program  Advances to Meet with Urgencies and Natural Calamities  Railway Minister’s Relief fund  Railway Institutes, Clubs and Community Centres Facilities  Picnic and Camping Sites  Tour and Camps [Employees and their Children]  Handicraft Centres  Employment Training Schemes for Employee's Children  Mahila Samitis in Major Colonies with Various Activities  Typewriting and Other Vocational Training Courses  Book Banks, Library and Reading Rooms, Book Subsidy  Scouts and Guides  Various Measures for Blind/Physically Handicapped Persons  Sports and Cultural Activities  Crèche for Children of Working Women  Children Park  Quarters Facilities  Life Time Free Travelling Passes for Trains  Own Your Home in Certain Railways  Rest Rooms for Group D Employees  Retirement Benefits like Pension  Death cum Retirement Gratuity  Post Retirement Complimentary Passes  Compensation in Case of Death/Disablement in Service  Leave Encashment  Retired Employee Re-Employment Help Scheme  Pension Adalats  Railway Employees who retire are presented with Gold Plated Silver medal weighing around 20g with Indian Railways logo on it  VPF Deposit Money  Amount under Group Insurance Scheme  Composite Transfer Grant  Settlement/Kit Pass  Incidental Charges for Loading of Kit. 




Take advantage of all the above job benefits! Prepare well and crack the RRB Exams with Great Scores!



Download Sample Study Stuff in PDF Format and Polish Up Your RRB Preparation with Expert Guidance! Register for Free NOW!!



Eligibility Criteria:


The eligibility criteria for Railway Recruitment Exams vary from post to post.


The candidates can apply for Railway Jobs from 18 to 32 years. (Age Relaxation benefits available!)


Also, the candidates having valid certificates and degree for 10th, 12th, Graduation or Engineering can apply for Railway Jobs.



Exam Pattern:


The RRB Exams are conducted in both the modes – Online and Offline. The candidates seeking to appear in the exams like – JE, SSE, NTPC and ALP etc. must have enough knowledge of computers to give the online test without any hassle.


The exam is conducted within 4 or 5 sections in which Quantitative Aptitude, Logical Reasoning and General Awareness are 3 common sections and rest depends on the skill and talent required for the post.


Read in detail here – RRB Exam Pattern & Syllabus!



Selection Criteria:


To get selected for Indian Railways’ vacant positions, candidates need to appear in written/online test followed by the aptitude tests. If they qualify these rounds, then they must go through the Document Verification round followed by the Physical Tests, which verify whether they are medically fit or not.


If they fail to prove their eligibility at any stage of the selection rounds, they may lose the candidature for the exam.


Prepare well for RRB Exams! Read the following blogs for better guidance –


RRB Study Plan RRB Preparation Tips & Books




Job Locations:


There are 21 RRB’s which take part in the recruitment procedure of Indian Railways. The candidates who win the competitive race of RRB Exams can be placed at the locations given below –



Ahmedabad Ajmer
Allahabad Bangalore
Bhopal Bhubaneswar
Bilaspur Chandigarh
Chennai Chennai
Gorakhpur Guwahati
Jammu and Kashmir Kolkata
Malda Mumbai
Muzaffarpur Patna
Ranchi Secunderabad
Siliguri Thiruvananthapuram



The above-stated places are the 21 RRBs. A candidate can be placed in any of the states or cities which fall under the respective RRB’s.


Stay Tuned for latest Railway Recruitment Board Notifications!



Grab the helpful Study Stuff to Score High in RRB Exams! Download Syllabus, Sample Question Papers, Shortcut Formulas in PDF Format!




Banking Jobs – Eligibility, Selection Procedure & Advantages! Why to Choose them?



Every year lakhs of candidates enroll for banking and finance sector jobs, but only a few hundred can make it to secure pleasurable employment opportunities for themselves. Do you know which Banking Recruitment Body is better amongst all?


Undoubtedly, IBPS Recruitment Exams are the most popular and most opted career destination for the young graduates. The best thing about IBPS Recruitments is that they deliver quick results and their qualifying criteria is easier than the others.


IBPS being an autonomous board follows a well-defined and benchmarked process for screening out the requisite talent among lakhs of aspirants. The recruitment process followed is error-free and the process is moves consistently as per the scheduled dates. The results are declared on time with accuracy and complete authenticity.


Candidates who are aspiring to pursue their career in Government Banking Sector must appear in exams like – IBPS PO, IBPS Clerk, IBPS RRB and IBPS SO.


Below you can find the complete information regarding IBPS Banking Jobs and their recruitment procedure.


Make a wise choice before starting up your career journey! 



Job Profiles:


IBPS PO Recruitment IBPS Clerk Recruitment
Probationary Officer or Assistant Manager Clerk
IBPS RRB Recruitment IBPS SO Recruitment
PO Clerk SO Officer Scale III  IT Officer HR Marketing Officer Agricultural Officer Rajbhasha Adhikari Law Officer




Salary Structure:


S. No. Post Name Salary (In INR)
1. IBPS Probationary Officer INR 37,360 -38,700 per month
2.  IBPS Clerk INR 23,117
3.  IBPS RRB PO INR 29,350
4.  IBPS RRB Clerk INR 16,250
5.  IBPS RRB SO INR 39,300
6. IBPS RRB Officer Scale III INR 50,000
7. IBPS SO INR 32000-35000 per month




Job Perks & Benefits:


Here are the reasons why you should choose IBPS Banking Recruitment over others. Please check the job perks & benefits below –


Banking Jobs Benefits
   Tremendous Job Opportunities Interesting & Challenging Job Tasks


Excellent Promotion Policies (Fast Growths in Career from PO to General Manager)


Wonderful Salary Packages and Job Perks (Travelling, Housing, Medical Insurances and many others)


Less Duty Hours


Great Leave Policies


Stress-Free and Stable Work Environment


Opportunity to work Abroad


Free Trips across the Country


Flexible Duty Hours and Working in Shifts Facilities


Traveling and Housing Benefits


Dealing with People and Gaining Experience


Medical Benefits


Worthwhile Pension Schemes


Reputed Job Position in Society


Daily Opportunities to Upskill Yourself


Enhancement in Financial & Banking Knowledge


Chance to Experience New Things about the Job Field


Job Stability and Security


Professional Development





The candidates who are selected after the well scrutinized and tough recruitment process, can proudly enjoy these benefits, as these are essentially part of the lucrative annual packages offered by Banks.



Conquer IBPS Exams! Practice Well with Sample Question Papers & Mock Test Papers! Grab the Stuff for Free NOW!




Eligibility Criteria:


To appear in any of the IBPS Exams apart from the Specialist Officer Exam, candidates need to have the Graduation degree with good academic background.

cademic background.


And those who are willing to appear for Specialist Officer Exam need to have a specialization in any of the concerned fields along with the relevant Graduation Degree.


The upper age limit of candidates should be 28 years. (Age Relaxation Benefits are available here also.)


For post-wise eligibility criteria, please visit the following links –





Exam Pattern:


Apart from the IBPS RRB Officer Scale-II & III Exam, every recruitment exam consists of Prelims & Mains rounds to ensure the selection of deserving candidates.


In Prelims round, candidates need to prove their efficiency only for the three sections – Reasoning, English and Quantitative Aptitude whereas in the Mains Round, they need to go through the additional sections like – General Awareness, Computer Knowledge, Professional Knowledge.


Every exam has its own time duration in which the applicants need to attempt the maximum questions with full accuracy.


To study the IBPS Exams Marking Scheme and Paper Formats in detail, please visit the following links -





Selection Procedure:


As per the selection criteria of IBPS, candidates need to score more than the cutoff marks in Prelims & Mains round and after qualifying them one by one, they will be required to appear in Interview Round (not valid for IBPS Clerk selection).


If the candidates get selected for Provisional Allotment, they need to undergo the Document Verification round. If they fail in proving their eligibility while at the time of Document Verification stage, their candidature can be cancelled.



To check the detailed criteria, please visit –






Job Locations:


Banks for IBPS PO, Clerk & SO:


Allahabad Bank Indian Bank
Andhra Bank Indian Overseas Bank
Bank of Baroda Oriental Bank of Commerce
Bank of India Punjab National Bank
Bank of Maharashtra Punjab & Sind Bank
Canara Bank Syndicate Bank
Central Bank of India UCO Bank
Corporation Bank Union Bank of India
Dena Bank United Bank of India
IDBI Bank Vijaya Bank



Bank for IBPS RRB: 

Andhra Pradesh Assam
Arunachal Pradesh Bihar
Chattisgarh Gujarat
Haryana Himachal Pradesh
Jharkhand Jammu and Kashmir
Karnataka Kerala
Maharashtra Madhya Pradesh
Manipur Meghalaya
Mizoram Nagaland
Orissa Punjab
Punducherry Rajasthan
Tamil Nadu Tripura
Uttar Pradesh Uttaranchal
West Bengal -


The above-stated places are the Regional Rural Banks Regions. A candidate can be placed in any of the states or cities which fall under the respective RRB’s.



IBPS Exams Learning Guide



Apart from the above factors, there are a few more points which you need to keep in mind while choosing up the right career path for you!


Below we are sharing the important factors for you. Please check it out!


Railways Job and Banking Jobs both have amazing promotion & transfer policies. After analyzing and evaluating the candidates’ performances and work done by them, the Government can transfer them to their desired locations and benefit them with promotions.


Leave Policies and Medical Benefits in both the sectors are satisfactory.


We can say that whether you choose Railway Sector or Banking Sector, in both the cases, you will remain at safer side.



Take Expert Help in choosing up the Right Career Path for you! Register for Free!



Above, we have shared the complete comparative analysis for both the Job Sectors. Still having confusion regarding the recruitment process these two national level recruiters follow! Just share in your doubts and confusions with us. We will help you in understanding the details!


For more such updates, please join us on Facebook and Youtube.



Suggested Reads – 

Top 10 Government Recruitment Exams for 2017