Eduncle posted an Article
September 29, 2022 • 23:34 pm

Railways vs Bank Jobs: Which is better? Detailed Comparison!

Railways vs Bank Jobs

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With the increased popularity of Government Jobs in recent years, every graduate aims to get recruited on higher positions in Govt Sectors. But looking at the various job options, it becomes very difficult for them to choose one direction and move towards that.

Railway Jobs and Banking Jobs are the most sought after career destination these days. Students often face the dilemma of what to choose and what not between these two most ambitious recruitment sectors – RRB Exams and IBPS Recruitment Exams.

Well, both the sectors have their own added advantages and job benefits. To help students overcome this dilemma, we have come up with a list of parameters through which you can make a wise choice between the two.

To make it more clear for you to understand the key differences between both the exams, we have come up with the important factors based on which you can decide which exam will be the perfect job destination for you!



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Railways Jobs and its Benefits – Take the Information Ride here!


Indian Railways is the biggest job hub in India. Every year Railways release lakhs of job opportunities for the young graduates to fill up the vacant seats.

Any candidate who is having 10th, 12th, Graduation or Engineering Degree has a wide range of job options available in Indian Railways.

Below we have listed all the benefits and perks that you can have while working as an Indian Railway Employee.



Job Profiles:


Group A Posts Group D Posts

Traffic/Accounts Service

Personnel Service

Railway Protection Force




Group B & C Posts (Technical & Non-Technical) Job Posts based on Educational Qualifications (Engg. or M.Sc.)


Ticket Collector

Station Masters

Traffic Apprentice

Assistant Station Masters

Trains Clerks

Commercial Apprentice

Senior Section Engineer

Chief Depot Material Superintend

Junior Engineer

Depot Material Superintend

Chemical Metallurgical Assistant

Other Posts

Lower Division Clerk

Railway Ticket Collector

Railway Constable

Railway Clerk

Engine Driver

Assistant Loco Pilot



Store Keeper

Goods Guards

Signal Maintenance


Chief Publicity Inspector

Transit Clerk

Wagon Movement Inspector

Data Processing Staff

Scientific Supervisor

Sr. Clerk cum Typist

Accounts Assistant cum typist





Signal & Mechanical Inspectors



Health Inspector

Inquiry cum Reservation Clerk

Staff & Welfare Inspector

Law Assistant

Chief Catering Inspector

Loco Inspector

Shipping Inspector

Statistical Inspectors



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Salary Structures:


Group Scale Pay Band Grade Pay Entry Level Grade Pay
D PB-1 15600-60600 5400 21000
      5700 23190
      6000 25380
      7200 29730
      8400 34080
C PB-2 29900-104400 12600 40500
      13800 51420
      14400 54450
      16200 63000
B PB-3 46800-117300 19800 76590
      22800 88500
A PB-4 112200-20100 26100 138300
      26700 147300
      30000 159000



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Job Benefits & Perks:


Indian Railways offers numerous job advantages to its employees. Below we have provided the complete list of job benefits. Please check them out!


Railways Jobs Benefits

Medical Care Facilities from Railway & Non-Railway Hospitals 

Various Welfare Funds

Children Educational Assistance (Schools & Educational Institutes along with their Uniforms)

Productivity Linked Bonus

Holiday Homes 

Convalescent Homes

Railway Subsidized Hostels & Subsidy 

Hostels for Women Employees/Trainees

Provident Fund

Insurances - Deposit Linked Insurance, Railway Employees Insurance scheme, Group Insurance Scheme


Consumer Co-operative Societies

  Co-operative Societies [Housing, Labor Contract]

Co-operative Canteens 

Staff Benefit Fund 

National Adult Education Program

  Advances to Meet with Urgencies and Natural Calamities

  Railway Minister’s Relief fund

Railway Institutes, Clubs and Community Centres Facilities 

Picnic and Camping Sites 

Tour and Camps [Employees and their Children]

Handicraft Centres

Employment Training Schemes for Employee's Children

Mahila Samitis in Major Colonies with Various Activities 

Typewriting and Other Vocational Training Courses

Book Banks, Library and Reading Rooms, Book Subsidy

Scouts and Guides 

Various Measures for Blind/Physically Handicapped Persons

Sports and Cultural Activities

Crèche for Children of Working Women

Children Park

Quarters Facilities

Life Time Free Travelling Passes for Trains

Own Your Home in Certain Railways

Rest Rooms for Group D Employees

Retirement Benefits like Pension 

Death cum Retirement Gratuity

Post Retirement Complimentary Passes

Compensation in Case of Death/Disablement in Service

Leave Encashment

Retired Employee Re-Employment Help Scheme 

Pension Adalats

Railway Employees who retire are presented with Gold Plated Silver medal weighing around 20g with Indian Railways logo on it

VPF Deposit Money 

Amount under Group Insurance Scheme

Composite Transfer Grant 

Settlement/Kit Pass

Incidental Charges for Loading of Kit. 



Take advantage of all the above job benefits! Prepare well and crack the RRB Exams with Great Scores!



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Eligibility Criteria:


The eligibility criteria for Railway Recruitment Exams vary from post to post.

The candidates can apply for Railway Jobs from 18 to 32 years. (Age Relaxation benefits available!)

Also, the candidates having valid certificates and degrees for 10th, 12th, Graduation or Engineering can apply for Railway Jobs.



Exam Pattern:


The RRB Exams are conducted in both modes – Online and Offline. The candidates seeking to appear in the exams like – JE, SSE, NTPC and ALP etc. must have enough knowledge of computers to give the online test without any hassle.

The exam is conducted within 4 or 5 sections in which Quantitative Aptitude, Logical Reasoning and General Awareness are 3 common sections and rest depends on the skill and talent required for the post.

Read in detail here – RRB Exam Pattern & Syllabus!



Selection Criteria:


To get selected for Indian Railways’ vacant positions, candidates need to appear in written/online test followed by the aptitude tests. If they qualify these rounds, then they must go through the Document Verification round followed by the Physical Tests, which verify whether they are medically fit or not.

If they fail to prove their eligibility at any stage of the selection rounds, they may lose the candidature for the exam.

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RRB Study Plan

RRB Preparation Tips & Books



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Job Locations:


There are 21 RRB’s which take part in the recruitment procedure of Indian Railways. The candidates who win the competitive race of RRB Exams can be placed at the locations given below –


Ahmedabad Ajmer
Allahabad Bangalore
Bhopal Bhubaneswar
Bilaspur Chandigarh
Chennai Chennai
Gorakhpur Guwahati
Jammu and Kashmir Kolkata
Malda Mumbai
Muzaffarpur Patna
Ranchi Secunderabad
Siliguri Thiruvananthapuram


The above-stated places are the 21 RRBs. A candidate can be placed in any of the states or cities which fall under the respective RRB’s.



Banking Jobs – Eligibility, Selection Procedure & Advantages! Why to Choose them?


Every year lakhs of candidates enroll for banking and finance sector jobs, but only a few hundred can make it to secure pleasurable employment opportunities for themselves. Do you know which Banking Recruitment Body is better amongst all?

Undoubtedly, IBPS Recruitment Exams are the most popular and most opted career destination for young graduates. The best thing about IBPS Recruitments is that they deliver quick results and their qualifying criteria is easier than the others.

IBPS being an autonomous board follows a well-defined and benchmarked process for screening out the requisite talent among lakhs of aspirants. The recruitment process followed is error-free and the process is moves consistently as per the scheduled dates. The results are declared on time with accuracy and complete authenticity.

Candidates who are aspiring to pursue their career in Government Banking Sector must appear in exams like – IBPS PO, IBPS Clerk, IBPS RRB and IBPS SO.

Below you can find the complete information regarding IBPS Banking Jobs and their recruitment procedure.


Make a wise choice before starting up your career journey! 



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Job Profiles:


IBPS PO Recruitment IBPS Clerk Recruitment
Probationary Officer or Assistant Manager Clerk
IBPS RRB Recruitment IBPS SO Recruitment




 Officer Scale III

 IT Officer


 Marketing Officer

 Agricultural Officer

 Rajbhasha Adhikari

 Law Officer



Salary Structure:


S. No. Post Name Salary (In INR)
1. IBPS Probationary Officer INR 37,360 -38,700 per month
2.  IBPS Clerk INR 23,117
3.  IBPS RRB PO INR 29,350
4.  IBPS RRB Clerk INR 16,250
5.  IBPS RRB SO INR 39,300
6. IBPS RRB Officer Scale III INR 50,000
7. IBPS SO INR 32000-35000 per month



Job Perks & Benefits:


Here are the reasons why you should choose IBPS Banking Recruitment over others. Please check the job perks & benefits below –


Banking Jobs Benefits

Tremendous Job Opportunities

Interesting & Challenging Job Tasks

Excellent Promotion Policies (Fast Growths in Career from PO to General Manager)

Wonderful Salary Packages and Job Perks (Travelling, Housing, Medical Insurances and many others)

Less Duty Hours

Great Leave Policies

Stress-Free and Stable Work Environment

Opportunity to work Abroad

Free Trips across the Country

Flexible Duty Hours and Working in Shifts Facilities

Traveling and Housing Benefits

Dealing with People and Gaining Experience

Medical Benefits

Worthwhile Pension Schemes

Reputed Job Position in Society

Daily Opportunities to Upskill Yourself

Enhancement in Financial & Banking Knowledge

Chance to Experience New Things about the Job Field

Job Stability and Security

Professional Development



The candidates who are selected after the well scrutinized and tough recruitment process can proudly enjoy these benefits, as these are essentially part of the lucrative annual packages offered by Banks.



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Eligibility Criteria:


To appear in any of the IBPS Exams apart from the Specialist Officer Exam, candidates need to have a Graduation degree with good academic background.

And those who are willing to appear for Specialist Officer Exam need to have a specialization in any of the concerned fields along with the relevant Graduation Degree.

The upper age limit of candidates should be 28 years. (Age Relaxation Benefits are available here also.)


For post-wise eligibility criteria, please visit the following links –






Exam Pattern:


Apart from the IBPS RRB Officer Scale-II & III Exam, every recruitment exam consists of Prelims & Mains rounds to ensure the selection of deserving candidates.

In the Prelims round, candidates need to prove their efficiency only for the three sections – Reasoning, English and Quantitative Aptitude whereas in the Mains Round, they need to go through the additional sections like – General Awareness, Computer Knowledge, Professional Knowledge.

Every exam has its own time duration in which the applicants need to attempt the maximum questions with full accuracy.

To study the IBPS Exams Marking Scheme and Paper Formats in detail, please visit the following links -




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Selection Procedure:


As per the selection criteria of IBPS, candidates need to score more than the cutoff marks in Prelims & Mains round and after qualifying them one by one, they will be required to appear in Interview Round (not valid for IBPS Clerk selection).

If the candidates get selected for Provisional Allotment, they need to undergo the Document Verification round. If they fail in proving their eligibility while at the time of Document Verification stage, their candidature can be canceled.


To check the detailed criteria, please visit –




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Job Locations:


Banks for IBPS PO, Clerk & SO:


Allahabad Bank

Indian Bank

Andhra Bank

Indian Overseas Bank

Bank of Baroda

Oriental Bank of Commerce

Bank of India

Punjab National Bank

Bank of Maharashtra

Punjab & Sind Bank

Canara Bank

Syndicate Bank

Central Bank of India

UCO Bank

Corporation Bank

Union Bank of India

Dena Bank

United Bank of India


Vijaya Bank


Bank for IBPS RRB: 


Andhra Pradesh Grameena Vikas Bank

Chaitanya Godavari Grameena Bank

Kashi Gomti Samyut Gramin Bank

Odisha Gramya Bank

Saurashtra Gramin Bank

Andhra Pragathi Gramin Bank

Chhattisgarh Rajya Gramin Bank

Kerala Gramin Bank

Paschim Banga Gramin Bank

Tamil Nadu Grama Bank

Arunachal Pradesh Rural Bank

Dakshin Bihar Gramin Bank

Madhya Pradesh Gramin Bank

Prathama UP Gramin Bank

Telangana Grameena Bank

Aryavart Bank

Ellaquai Dehati Bank

Madhyanchal Gramin Bank

Puduvai Bharathiar Grama Bank

Tripura Gramin Bank

Assam Gramin Vikash Bank

Himachal Pradesh Gramin Bank

Maharashtra Gramin Bank

Punjab Gramin Bank

Utkal Grameen Bank

Bangiya Gramin Vikash Bank

J & K Grameen Bank

Manipur Rural Bank

Purvanchal Bank

Uttar Bihar Gramin Bank

Baroda Gujarat Gramin Bank

Jharkhand Rajya Gramin Bank

Meghalaya Rural Bank

Rajasthan Marudhara Gramin Bank

Uttarakhand Gramin Bank

Baroda Rajasthan Kshetriya Gramin Bank

Karnataka Gramin Bank

Mizoram Rural Bank

Saptagiri Grameena Bank

Uttarbanga Kshetriya Gramin Bank

Baroda Uttar Pradesh Gramin Bank

Karnataka Vikas Grameena Bank

Nagaland Rural Bank

Sarva Haryana Gramin Bank

Vidharbha Konkan Gramin Bank


The above-stated places are the Regional Rural Banks Regions. A candidate can be placed in any of the states or cities which fall under the respective RRB’s.



IBPS Exams Learning Guide



Apart from the above factors, there are a few more points which you need to keep in mind while choosing up the right career path for you!

Below we are sharing the important factors for you. Please check it out!

Railways Job and Banking Jobs both have amazing promotion & transfer policies. After analyzing and evaluating the candidates’ performances and work done by them, the Government can transfer them to their desired locations and benefit them with promotions.

Leave Policies and Medical Benefits in both the sectors are satisfactory.

We can say that whether you choose Railway Sector or Banking Sector, in both cases, you will remain at safer side.


Above, we have shared the complete comparative analysis for both the Job Sectors. Still having confusion regarding the recruitment process these two national level recruiters follow! Just share in your doubts and confusion with us. We will help you in understanding the details!


Stay tuned for latest updates.





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